How many news stories have you seen telling people that the Obamacare “deadline” has passed? For example, this from AP,
The deadline has passed, and so too the surprise grace period, for signing up for health insurance as part of the nation’s health care law.
How can you avoid thinking, “Wow, I missed the ‘deadline’ and now I can’t get insurance!”?
Here’s the deal: You can still get insurance, it just won’t start on Jan. 1. That’s it. Big deal.
Yes, you haven’t been able to get insurance until now and you really want to be covered. Yes you wanted to start on the very first day. But don’t worry, you can still get insurance. And you may have heard that there is a penalty for not having insurance? This is how that works: If you are uninsured for 3 or more months in a year you have to pay a penalty of $95 this year, more in following years. So get your insurance by the end of March to avoid the penalty.
Don’t let stories like this trick you into thinking you missed out and can’t get insurance.