Higher Interest = Higher Risk

Anyone reading this who still has any money anywhere other than federally insured bank accounts, this is another warning: you can lose money in a money market fund. And, of course, you can lose money in stocks. And people are realizing that you can lose money in real estate.
The REASON you get higher interest rates or other returns is because there is more RISK. This is not a time to have any money anywhere where there is any risk.