Health Insurance Companies WILL Oppose Your Plan Anyway

With a Democratic Congress coming in January, obviously several health care plans are going to be introduced. Here is some free advice to legislators. Don’t even bother including private insurance companies in your plans.
Conventional Wisdom thinking is that you have to include private insurance companies in any plan, or they’ll put so much money and effort into opposing your plan – and you – that nothing can pass. In the 90′s the Clinton administration offered a comprehensive health care plan that involved private insurers instead of a “Medicare-For-All”-style national health plan, hoping to ward off industry opposition. This was an example of what I call the “Afraid Rush Will Say Something Bad About You” syndrome – the point being that Rush will say something bad about you anyway, no matter what you do. And of course the private insurance companies did oppose the Clinton plan anyway, putting so much money into opposing it that it never even came up for a vote. The effort went beyond just opposing the plan and became personal, with smears and take-no-prisoners tactics directed against anyone involved in trying to bring health care to the public. So much of that money and venom was left over that it helped bring in a Republican congress the following year.
So here is some news for Democrats who are offering health care plans that offer tribute to private insurance companies: They are going to oppose your plan.
Do you think that it is more efficient to use a private insurance company to provide health insurance? Then take a look at what the big corporations do when offering health insurance to large numbers of employees. The big companies “self-insure.” They set up their own little internal national-health-care plans for their employees and administer them themselves rather than use private insurance companies because private insurance companies cost too much. Face it: Medicare-For-All is the only plan that will work. These days the private insurance companies are designed to deliver profits and enormous CEO salaries, while delivering the absolute minimum benefit to the public that they can get away with without personally being put in jail — fines and civil judgments being already factored in.
Do I have a low opinion of insurance companies? You bet. Am I alone? Discuss.