Capitalism by definition is a system (‘ism’) designed of by and for ‘capital’ (people with money).
People with surplus money make the decisions about where to apply our economy’s resources and then reap the benefits of the investment. For themselves.
We the People are largely prohibited (privatization) from deciding where to apply resources and are charged for use of those resources.
Private roads. Private railroads. Private health care. Private energy sources. Private communication sources. Private financial resources. etc…