President Obama promised that if you have health insurance now, it won’t change. Here are 7 ways he lied:
1) Under the new law your insurer can’t drop your coverage after you get sick. This is a change in the coverage you already have. Obama lied.
2) Your children can continue to be insured under your plan until they are 26. (Click and read this.) This is a change in the coverage you already have. Obama lied.
3) New coverage is added, including preventative care like mammograms and colonoscopies with no “out of pocket” like charging a deductible, co-pay or coinsurance. This is a change in the insurance you already have. Obama lied.
4) If you pay for your own insurance and your income is below a certain level, you will receive subsidies to help pay for your insurance. Even if you earn four times the federal poverty rate, or currently about $93,000 for a family of four, you will have to pay no more than 9.5 percent of your income. This is a change in the coverage you already have. Obama lied.
5) The law prohibits insurance companies from placing a “lifetime cap” on the amount of coverage you have. Many people were discovering that they reached this cap right when they needed insurance the most. This is a change in the coverage you already have. Obama lied.
6) The cost of your insurance will be lower than it would be without this law. There are several ways the new law will lower the cost of your insurance. First, by requiring people to have insurance, people can’t “free load” by showing up at the emergency room without insurance. Currently when this happens hospitals charge more to everyone else. So the new law’s “mandate” stops the “free loaders” — the cause of these extra charges — from running up your insurance cost. Also, the new law’s “80/20 Rule” says insurers have to use 80% of their revenue for health care. This even means you might get a rebate. This is a change in the coverage you already have. Obama lied.
7) Insurers won/’t be able to keep you from getting insurance or charge you more based on a pre-existing condition. This is a change in the coverage you already have. Obama lied.
So President Obama lied when he said that if you already have health coverage you don’t have to worry about changes! Therefore we need to get rid of the law so insurers can cut you off after you get sick, charge you for preventative care, cut your children off from having insurance, keep you from getting insurance if you have a pre-existing condition, place a lifetime “cap” on your coverage and make you pay more! It’s time to put some teeth into “let him die!”
This post originally appeared at Campaign for America’s Future (CAF) at their Blog for OurFuture. I am a Fellow with CAF.
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